Heat Pump Installation in Cumberland, RI — Up to $11,500 Rebate

Up to $11,500 stacked: $1,500-$5,500 state rebate (depends on income + system size), $2,000 federal IRA tax credit, plus National Grid utility incentives ranging $500-$3,000. Horizon handles all paperwork and applies state and utility rebates as instant credit on your invoice — you don’t wait for a check. Federal credit you claim on next year’s tax return; we provide the documentation.

Ducted full-system: 2-3 days. Ductless mini-split (1-3 zones): 1 day. Whole-home ductless (4+ zones): 2-3 days. We pull permits, do load calculations, and schedule the install when the rebate application clears — typically 2-3 weeks from quote signing to install start. We commission the system on the last day before leaving.

Yes — modern cold-climate heat pumps (Mitsubishi Hyper-Heat, Daikin Aurora, Bosch IDS) are rated to -13°F and we install them across RI year-round. Cumberland winters average 28°F low. We size the system for your worst-case cold snap, not the average, and we run the math against your actual past-12-months utility bills. In 90% of Cumberland installs, no backup heat is required. In the remaining 10% (large older homes, oil/propane backup baseboard), we keep the existing system as backup for the coldest 50 hours of the year.

Yes — every neighborhood including Diamond Hill, Cumberland Hill, Valley Falls, and the surrounding 6 areas. ZIPs we install in: 02864. Cumberland’s housing stock leans newer — 1960s-2000s ranches and colonials in Diamond Hill and Cumberland Hill — most with forced-air ductwork already in place, which makes ducted heat pump retrofits straightforward.

Typical out-of-pocket after Clean Heat RI rebates: $4,000-$12,000 for ducted systems, $3,000-$10,000 for ductless, depending on system size and existing infrastructure. That’s 30-60% off the sticker price. We give you the rebate-stacked total in your free quote — not the pre-rebate sticker that fine-prints the savings. Pre-rebate sticker for context: $14,000-$22,000 ducted, $8,000-$18,000 ductless.

If you’re on oil or propane: yes, by 40-60% on annual heating cost. If you’re on natural gas: roughly comparable in winter, but you ALSO replace your AC and add dehumidification, so total annual HVAC cost is usually 15-25% less. We pull your past 12 months of bills and run the math in writing during the quote — no estimates, actual cost projection based on the BTU load and the heat pump’s efficiency curve.

Three ways: (1) Call (401) 425-9879 — fastest, phone is live during business hours. (2) Book online at horizonhvacinc.com/contact-horizon-hvac — pick a 2-hour window that works for you and we will confirm via text within 30 minutes. (3) Text (401) 425-9879 with your address, the system that needs work, and a brief description — we will respond with available windows. We do not require deposits to schedule. Cancellations more than 4 hours out: free. Less than 4 hours: $50 trip fee.

Horizon HVAC operates under RI state license #00007430. We carry full general liability insurance and workers compensation coverage on every employee. We are BBB A-rated and have been a registered Rhode Island HVAC contractor since 2023. If you need a copy of our insurance certificate before scheduling a job, text us at (401) 425-9879 and we will send it within 5 minutes. We do not subcontract — every tech who shows up is a full-time, badged Horizon employee.